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Regulatory Updates – 17 July 2025 In her inaugural Mansion House speech, Chancellor Rachel Reeves set out a bold agenda to reform the UK’s financial regulatory landscape. Addressing City stakeholders, Reeves described current regulatory constraints as a “boot on the neck” of British business, arguing that excessive bureaucracy is impeding innovation and economic
HM Treasury has released a consultation paper on reforming the Consumer Credit Act (CCA) provisions, with a long-term policy objective of transferring away from the CCA to FCA regulation. Since the implementation of FCA regulation for the consumer credit market in 2014, the Consumer Credit Act 1974 has increasingly been