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The FCA has confirmed that, subject to the outcome of the Supreme Court’s ruling expected in July 2025, it is likely to consult on an industry-wide redress scheme for customers affected by discretionary commission arrangements (DCAs). The scheme would be firm-led and designed to deliver fair, consistent, and efficient outcomes
HM Treasury has released a consultation paper on reforming the Consumer Credit Act (CCA) provisions, with a long-term policy objective of transferring away from the CCA to FCA regulation. Since the implementation of FCA regulation for the consumer credit market in 2014, the Consumer Credit Act 1974 has increasingly been